Smart Money

How to Navigate Personal Injury Litigation

How to Navigate Personal Injury Litigation
Were you injured recently? An unforeseen accident or event can be a devastating blow, and the emotional and physical trauma can leave you feeling like a ship out of water. You need to take action to protect yourself and possibly get monetary reimbursement, but the process can be complicated. Here are some tips on navigating the litigation process. Choose a...

Is a College Degree the Right Choice for You?

Is a College Degree the Right Choice for You?
It’s a question pondered by most students beginning in elementary school: “What will I be when I grow up?” The goal for many high school students is to continue their education past the 12th grade. But as more iGens or Gen Z's prepare to wrap up high school and venture into secondary education, some are second-guessing it. So what's...

When You Should Consider Alternative Financing

When You Should Consider Alternative Financing
Man, it sucks when you keep dumping hundreds of dollars into your 2005 Dodge just to keep it on the road. If only you could use that money on a newer-model car that would be more dependable and reliable.Easier said than done when your credit is shot.So, while you work your tail off, you continue to struggle trying to...

What the Wealthy Do Differently

What the Wealthy Do Differently
Becoming rich might be a bit about luck, but it’s also about cultivating a positive mindset and adopting healthy financial habits. Check out these wise and clever ways wealthy people operate a little differently than everyone else. They Cultivate Resilience Some people do get rich overnight. They may win the lottery or become the recipient of a large inheritance. But for...

Banks Won’t Tell You This Mortgage Secret — But We Will

Banks Won't Tell You This Mortgage Secret — But We Will
Are you thinking about buying your first home? It’s one of the biggest investments you'll ever make, making it a scary but exciting time. You may have a shaky employment and credit history, so you're wondering if you'll even qualify. Most people believe the hype that you need a flawless credit score to buy a home, but that's not...

An Expert’s Number One Tip for Getting Out of Debt

An Expert's Number One Tip for Getting Out of Debt
Is your debt piling up, and there's seemingly no end in sight? You're not alone. Millions of people in the US are suffering from a large debt load. If you don't know where to start, there is hope, and financial whiz Dave Ramsey may have the solution. Check out these strategies and see how they can help you get...

Money Advice We Could All Use Right Now 

Money Advice We Could All Use Right Now 
The economy is doing great, with unemployment down and company earnings rising, but everyday Americans aren’t always seeing the benefits. If you’re feeling burned out and undervalued, you’re not alone. Here’s some advice to help you make it through when your wallet is telling a different story than the news. Diversify Your Income According to Forbes, 57 million Americans are part...

Is the 15-Year Fixed Really a Solid Choice?

Is the 15-Year Fixed Really a Solid Choice?
The 15-year fixed mortgage is very alluring. Who doesn’t want to save money, build equity and get out from under a house payment in half the time? But is it all it’s cracked up to be? It depends. If your individual circumstances are favorable, a 15-year fixed could be the best thing you’ve ever done — but if you...

4 Money Myths That Limit Your Success

4 Money Myths That Limit Your Success
Let’s face it, there’s a lot of conflicting financial advice out there. This conflicting and sometimes misleading advice can make it difficult to make the right financial choices. Should you take out a loan? Are you saving enough? Will you be able to retire? It’s all unclear, which is why we’ve compiled this list of common money myths that...

Is Debt Consolidation Really Worthwhile?

Is Debt Consolidation Really Worthwhile?
The anxiety of insurmountable debt can be suffocating. Debt consolidation offers the chance to get out from under debt, but it isn’t the right choice for everyone. Here’s what you need to know about using a single loan to create a single, monthly payment and say goodbye to all those oppressive minimum payments. How Debt Consolidation WorksDebt consolidation uses one...

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Make 2020 Your Best Year Yet 

Make 2020 Your Best Year Yet 

It’s hard to find a New Year’s resolution that will stick. We all start out with the best of intentions, and then a month...