Smart Money

Quick and Dirty Finance Tips for Tough Times

Quick and Dirty Finance Tips for Tough Times
Being a student is tough. We hear all the time about students going hungry, living in their cars or worse. Housing is just too expensive for many students, and things like food fall to the bottom of the priority list. If you can relate, there are a few things you can do to get through these tough times. Reduce Spending...

Why Your Credit Score Isn’t an Indicator of Money Management Success

Why Your Credit Score Isn’t an Indicator of Money Management Success
A good credit score can help you rent an apartment, get a loan and make large purchases with confidence. To lenders and sellers, it shows that you’re good with your money. In reality, though, you might be less of a superstar financier than you think. Here’s how to tell if you’re really managing your credit effectively. What Exactly is a...

Which Insurance Covers a Car Damaged on Your Property?

Which Insurance Covers a Car Damaged on Your Property?
Suppose you have a friend over and their car gets damaged in your driveway. There are several ways this could happen, and in some, the property owner would be responsible.I wondered, so I checked --- and I’ve got good news and bad news. Quick Read: If the damage is on your property and not caused by some other obvious fault, you...

How Much Should Be in Your Emergency Fund?

How Much Should Be in Your Emergency Fund?
Do you have a rainy day fund? Is there enough in there for a true emergency? We can help you prepare your emergency fund for even the toughest of storms. Just dig into this easy-to-follow guide and get to know what you need. Quick Read: If you lost your job tomorrow, how long would you be able to survive on your...

Before Getting a Mortgage, Read This

Before Getting a Mortgage, Read This
Shopping for a house is exciting, but it comes with a lot of considerations. Finding a mortgage that works for you tops the list. There are many lenders to choose from and helpful down payment plans for those who need assistance, which means it's beneficial to shop around. Before you hit “send” on that mortgage application, there are some...

Is It Bad If Your Credit Score Changes?

Is It Bad If Your Credit Score Changes?
Understanding credit scores isn’t easy, especially if you have no experience with the credit system or you’re just starting out. We all know we need credit, but how do those magic numbers actually work? And if your credit score suddenly sinks by a few points, is that really so terrible? Could it mean you’ve messed up for good? We’ll...

Best Sites for Finding Quick-Start Freelance Work

Best Sites for Finding Quick-Start Freelance Work
For creative savvy individuals looking to launch a freelance career, getting started can be the biggest obstacle they ever face. The best first step? Getting a polished portfolio in front of potential clients. From there, it becomes much easier to apply for remote jobs. It doesn’t matter what you do or how much skill you have, you, too, can...

So Actually, Not Every Bank Is Good for Side Gigs…

So Actually, Not Every Bank Is Good for Side Gigs...
The side gig economy is fairly exploding, but being a freelancer isn’t always easy. For those who aren’t prepared, some things can be hard to navigate… like banking. The idea of being a freelancer is to earn on your own terms, with the ability to travel and manage finances on the go, without losing all your money to fees....

Does Money Stress Go Away After You Make “Enough?”

Does Money Stress Go Away After You Make "Enough?"
How much money is enough for you to live comfortably? Once you get that amount of money coming in will you stop stressing about your financial situation? How you handle your finances can make the difference between if and when. Will your money stress really go away when you make a certain amount of money? We have answers! Quick Read: Many...

Credit Criminals Want Your Money. How to Stop Them…

Credit Criminals Want Your Money. How to Stop Them...
Financial gurus have been preaching the same top tip for years --- maintain a high credit score to secure your financial future. The problem? The more successful you are, the bigger the target on your back when it comes to credit fraud and identity theft. Are you doing all you can to protect yourself? Quick Read: Credit criminals are always looking...

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Whats-Your-Mission-Here,-Anyway

What’s Your “Mission” Here, Anyway?

We’re told to chase after our dreams and find our purpose in this world. Even so, many of us get trapped in the same...