Smart Money

How to Get Free Help With Finances Right Now

How to Get Free Help With Finances Right Now
(MotivateDaily.com) - A sudden layoff or job loss? No money in savings? Are you struggling to make ends meet? Financial stress can be overwhelming to say the least. The good news is you can pull yourself out of a money rut with a little assistance and relief aid. If you need help with your finances right now, here's how...

How to Start Saving at Any Age

How to Start Saving at Any Age
(MotivateDaily.com) - Do you have enough money saved up for retirement? What about for a sudden emergency? If you don’t, you're not alone. Over 46% of U.S. residents are expecting to work long into their retirement because they don't have enough savings to sustain themselves. So how do you start saving now? Here are some tips for saving no...

How to Swim When You’re Drowning in Debt

How to Swim When You’re Drowning in Debt
When you take a look at consumer debt statistics in the United States, one thing becomes clear: People all across the country are drowning in it. As of June of 2019, the total reported consumer debt had risen to $4.1 trillion. There’s not much you can do to impact debt on a national level, but you can tackle your...

Financial Tips for Retirement

Financial Tips for Retirement
Are you set for retirement? If you’re like most Americans, you’re finding it difficult to save for a rainy day, let alone the rest of your life. According to CNBC, 21% of people don’t save any (not one dollar) of their earnings. Another 48% of people save less than 10% of their income, the minimum amount recommended by financial...

How You Can Start Rebuilding Your Credit

How You Can Start Rebuilding Your Credit
Did you struggle with your credit and finances last year? It’s time to start this year off with a clean slate. Where to start? It’s not as challenging as you think. Follow these simple steps and start getting financial control back in your life. Take a Good Look at Your Credit The Federal Trade Commission offers steps for your to obtain...

Finance Tips to Enjoy Your Golden Years to the Fullest

Finance Tips to Enjoy Your Golden Years to the Fullest
Are you already stressing about retirement and how you’ll fund your golden years? Even with a hefty savings plan in place, you still have to worry about potential emergencies, unforeseen medical expenses and overall rising costs of living. No matter how old you are now, it’s not too late to consider putting money aside for the future. These finance...

5 Unconventional Ways to Save “Outside the Box”

5 Unconventional Ways to Save "Outside the Box"
When it comes to saving money, you’re probably familiar with the more traditional methods, like investing in the stock market, contributing to a 401(k) or opening an Individual Retirement Account (IRA). All of these efforts can certainly help, but to really boost your savings, try these five ways to think outside the box and save even more. Downsize Your Life Building...

Claw Your Way Out of Bad Credit Hell

Claw Your Way Out of Bad Credit Hell
Are you experiencing a bout of financial problems? It can seem overwhelming at times, knowing that bill collectors are blowing up your phone and threatening to come after you left and right. And credit problems only get worse if you decide to ignore them. A low score can make it difficult to finance a house or a car, but...

How to Navigate Personal Injury Litigation

How to Navigate Personal Injury Litigation
Were you injured recently? An unforeseen accident or event can be a devastating blow, and the emotional and physical trauma can leave you feeling like a ship out of water. You need to take action to protect yourself and possibly get monetary reimbursement, but the process can be complicated. Here are some tips on navigating the litigation process. Choose a...

Is a College Degree the Right Choice for You?

Is a College Degree the Right Choice for You?
It’s a question pondered by most students beginning in elementary school: “What will I be when I grow up?” The goal for many high school students is to continue their education past the 12th grade. But as more iGens or Gen Z's prepare to wrap up high school and venture into secondary education, some are second-guessing it. So what's...

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How to Get a Big Raise at Work

How to Get a Big Raise at Work

(MotivateDaily.com) - You've been scouring the help-wanted boards and talking to recruiters about new employment opportunities left and right. You need to get away...