Smart Money

Lowering Your Auto Insurance Carries These Big Risks

Lowering Your Auto Insurance Carries These Big Risks
(MotivateDaily.com) - If you're on a tight budget, you might be looking for ways you can cut costs and put more money back into your pocket. Maybe you’ve considered making changes to your auto insurance coverage. Do you really need the extra towing or windshield coverage? What about increasing your deductible?Reducing your coverage might shave a little off the...

How Much Does Your Driving Record Impact Your Car Insurance?

Much Does Your Driving Record Impact Your Car Insurance
(MotivateDaily.com) - So you're getting ready to purchase a brand-new car, and the lender has calculated an affordable loan payment. Then, when you call to get the vehicle fully insured, you’re shocked with a quote that’s enough to break your budget.While having full coverage is essential to secure the loan, the premium can be unaffordable if you have a...

America’s Worst Drivers Live In These 5 Cities

These Cities Have the Worst Drivers
(MotivateDaily.com) - The United States sees an average of 6 million accidents every single year. Nearly 3 million of those result in injuries serious enough to necessitate treatment in hospital. Perhaps even more frighteningly, up to 90 people die as a result of these accidents every single day.While the numbers themselves are disturbing, what is really concerning is the...

How to Get Free Help With Finances Right Now

How to Get Free Help With Finances Right Now
(MotivateDaily.com) - A sudden layoff or job loss? No money in savings? Are you struggling to make ends meet? Financial stress can be overwhelming to say the least. The good news is you can pull yourself out of a money rut with a little assistance and relief aid. If you need help with your finances right now, here's how...

How to Start Saving at Any Age

How to Start Saving at Any Age
(MotivateDaily.com) - Do you have enough money saved up for retirement? What about for a sudden emergency? If you don’t, you're not alone. Over 46% of U.S. residents are expecting to work long into their retirement because they don't have enough savings to sustain themselves. So how do you start saving now? Here are some tips for saving no...

How to Swim When You’re Drowning in Debt

How to Swim When You’re Drowning in Debt
When you take a look at consumer debt statistics in the United States, one thing becomes clear: People all across the country are drowning in it. As of June of 2019, the total reported consumer debt had risen to $4.1 trillion. There’s not much you can do to impact debt on a national level, but you can tackle your...

Financial Tips for Retirement

Financial Tips for Retirement
Are you set for retirement? If you’re like most Americans, you’re finding it difficult to save for a rainy day, let alone the rest of your life. According to CNBC, 21% of people don’t save any (not one dollar) of their earnings. Another 48% of people save less than 10% of their income, the minimum amount recommended by financial...

How You Can Start Rebuilding Your Credit

How You Can Start Rebuilding Your Credit
Did you struggle with your credit and finances last year? It’s time to start this year off with a clean slate. Where to start? It’s not as challenging as you think. Follow these simple steps and start getting financial control back in your life. Take a Good Look at Your Credit The Federal Trade Commission offers steps for your to obtain...

Finance Tips to Enjoy Your Golden Years to the Fullest

Finance Tips to Enjoy Your Golden Years to the Fullest
Are you already stressing about retirement and how you’ll fund your golden years? Even with a hefty savings plan in place, you still have to worry about potential emergencies, unforeseen medical expenses and overall rising costs of living. No matter how old you are now, it’s not too late to consider putting money aside for the future. These finance...

5 Unconventional Ways to Save “Outside the Box”

5 Unconventional Ways to Save "Outside the Box"
When it comes to saving money, you’re probably familiar with the more traditional methods, like investing in the stock market, contributing to a 401(k) or opening an Individual Retirement Account (IRA). All of these efforts can certainly help, but to really boost your savings, try these five ways to think outside the box and save even more. Downsize Your Life Building...

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I Wish Someone Told Me This Before Buying a Home

I Wish Someone Told Me This Before Buying a Home

(MotivateDaily.com) - House-hunting can be a challenging and confusing process when you’re a first-time homebuyer. If you’re like me when I bought my first...