Smart Money

What the Wealthy Do Differently

What the Wealthy Do Differently
Becoming rich might be a bit about luck, but it’s also about cultivating a positive mindset and adopting healthy financial habits. Check out these wise and clever ways wealthy people operate a little differently than everyone else. They Cultivate Resilience Some people do get rich overnight. They may win the lottery or become the recipient of a large inheritance. But for...

Banks Won’t Tell You This Mortgage Secret — But We Will

Banks Won't Tell You This Mortgage Secret — But We Will
Are you thinking about buying your first home? It’s one of the biggest investments you'll ever make, making it a scary but exciting time. You may have a shaky employment and credit history, so you're wondering if you'll even qualify. Most people believe the hype that you need a flawless credit score to buy a home, but that's not...

An Expert’s Number One Tip for Getting Out of Debt

An Expert's Number One Tip for Getting Out of Debt
Is your debt piling up, and there's seemingly no end in sight? You're not alone. Millions of people in the US are suffering from a large debt load. If you don't know where to start, there is hope, and financial whiz Dave Ramsey may have the solution. Check out these strategies and see how they can help you get...

Money Advice We Could All Use Right Now 

Money Advice We Could All Use Right Now 
The economy is doing great, with unemployment down and company earnings rising, but everyday Americans aren’t always seeing the benefits. If you’re feeling burned out and undervalued, you’re not alone. Here’s some advice to help you make it through when your wallet is telling a different story than the news. Diversify Your Income According to Forbes, 57 million Americans are part...

Is the 15-Year Fixed Really a Solid Choice?

Is the 15-Year Fixed Really a Solid Choice?
The 15-year fixed mortgage is very alluring. Who doesn’t want to save money, build equity and get out from under a house payment in half the time? But is it all it’s cracked up to be? It depends. If your individual circumstances are favorable, a 15-year fixed could be the best thing you’ve ever done — but if you...

4 Money Myths That Limit Your Success

4 Money Myths That Limit Your Success
Let’s face it, there’s a lot of conflicting financial advice out there. This conflicting and sometimes misleading advice can make it difficult to make the right financial choices. Should you take out a loan? Are you saving enough? Will you be able to retire? It’s all unclear, which is why we’ve compiled this list of common money myths that...

Is Debt Consolidation Really Worthwhile?

Is Debt Consolidation Really Worthwhile?
The anxiety of insurmountable debt can be suffocating. Debt consolidation offers the chance to get out from under debt, but it isn’t the right choice for everyone. Here’s what you need to know about using a single loan to create a single, monthly payment and say goodbye to all those oppressive minimum payments. How Debt Consolidation WorksDebt consolidation uses one...

Quick and Dirty Finance Tips for Tough Times

Quick and Dirty Finance Tips for Tough Times
Being a student is tough. We hear all the time about students going hungry, living in their cars or worse. Housing is just too expensive for many students, and things like food fall to the bottom of the priority list. If you can relate, there are a few things you can do to get through these tough times. Reduce Spending...

Why Your Credit Score Isn’t an Indicator of Money Management Success

Why Your Credit Score Isn’t an Indicator of Money Management Success
A good credit score can help you rent an apartment, get a loan and make large purchases with confidence. To lenders and sellers, it shows that you’re good with your money. In reality, though, you might be less of a superstar financier than you think. Here’s how to tell if you’re really managing your credit effectively. What Exactly is a...

Which Insurance Covers a Car Damaged on Your Property?

Which Insurance Covers a Car Damaged on Your Property?
Suppose you have a friend over and their car gets damaged in your driveway. There are several ways this could happen, and in some, the property owner would be responsible.I wondered, so I checked --- and I’ve got good news and bad news. Quick Read: If the damage is on your property and not caused by some other obvious fault, you...

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Lowering Your Auto Insurance Carries These Big Risks

Lowering Your Auto Insurance Carries These Big Risks

(MotivateDaily.com) - If you're on a tight budget, you might be looking for ways you can cut costs and put more money back into...