Smart Money

How Much Should Be in Your Emergency Fund?

How Much Should Be in Your Emergency Fund?
Do you have a rainy day fund? Is there enough in there for a true emergency? We can help you prepare your emergency fund for even the toughest of storms. Just dig into this easy-to-follow guide and get to know what you need. Quick Read: If you lost your job tomorrow, how long would you be able to survive on your...

Before Getting a Mortgage, Read This

Before Getting a Mortgage, Read This
Shopping for a house is exciting, but it comes with a lot of considerations. Finding a mortgage that works for you tops the list. There are many lenders to choose from and helpful down payment plans for those who need assistance, which means it's beneficial to shop around. Before you hit “send” on that mortgage application, there are some...

Is It Bad If Your Credit Score Changes?

Is It Bad If Your Credit Score Changes?
Understanding credit scores isn’t easy, especially if you have no experience with the credit system or you’re just starting out. We all know we need credit, but how do those magic numbers actually work? And if your credit score suddenly sinks by a few points, is that really so terrible? Could it mean you’ve messed up for good? We’ll...

Best Sites for Finding Quick-Start Freelance Work

Best Sites for Finding Quick-Start Freelance Work
For creative savvy individuals looking to launch a freelance career, getting started can be the biggest obstacle they ever face. The best first step? Getting a polished portfolio in front of potential clients. From there, it becomes much easier to apply for remote jobs. It doesn’t matter what you do or how much skill you have, you, too, can...

Make These 3 Cheap Meals With Just 9 Ingredients

Make These 3 Cheap Meals With Just 9 Ingredients
Who hasn’t struggled over mealtime? You want to keep it easy and affordable, but you also don’t want to fall into a food rut. We have a few cheap but tasty ideas that might keep things interesting. Quick Read: Try your hand at homemade mac ’n cheese, cheesy potato casserole or creamy potato soup. All you need are 10 basic ingredients:...

So Actually, Not Every Bank Is Good for Side Gigs…

So Actually, Not Every Bank Is Good for Side Gigs...
The side gig economy is fairly exploding, but being a freelancer isn’t always easy. For those who aren’t prepared, some things can be hard to navigate… like banking. The idea of being a freelancer is to earn on your own terms, with the ability to travel and manage finances on the go, without losing all your money to fees....

Does Money Stress Go Away After You Make “Enough?”

Does Money Stress Go Away After You Make "Enough?"
How much money is enough for you to live comfortably? Once you get that amount of money coming in will you stop stressing about your financial situation? How you handle your finances can make the difference between if and when. Will your money stress really go away when you make a certain amount of money? We have answers! Quick Read: Many...

Credit Criminals Want Your Money. How to Stop Them…

Credit Criminals Want Your Money. How to Stop Them...
Financial gurus have been preaching the same top tip for years --- maintain a high credit score to secure your financial future. The problem? The more successful you are, the bigger the target on your back when it comes to credit fraud and identity theft. Are you doing all you can to protect yourself? Quick Read: Credit criminals are always looking...

Get Free Help Filing Taxes with These Resources

Get Free Help Filing Taxes with These Resources
With the government constantly changing exactly what “tax season” brings to most of us, it’s no wonder we have loads of questions every year. And in some cases, it really is best to hire a professional. For the majority of us, if we could just get our questions answered without paying out the nose for it  that would be...

The #1 Thing Broke People are Missing (Hint: It’s Not Money)

The #1 Thing Broke People are Missing (Hint: It's Not Money).
Money woes seem to be a constant for some people. For many, living paycheck-to-paycheck means they’re one emergency or disaster away from a major financial emergency, maybe even homelessness. There’s one thing people who feel broke all the time are missing --- and it isn’t the obvious. In most cases, the problem is a lack of perseverance. Quick Read: The difference...

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Lowering Your Auto Insurance Carries These Big Risks

Lowering Your Auto Insurance Carries These Big Risks

(MotivateDaily.com) - If you're on a tight budget, you might be looking for ways you can cut costs and put more money back into...